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Latest Insights on ISPO

Cash-Balance Plans Are a Good Alternative to a 401(K)
by Ted Bauman August 27, 2018 Investing, Retirement
Americans has come to believe that the 401(k) is going to help them enjoy a golden retirement, but it’s falling short for far too many people.
You Can’t Hate Big Government and Love Tariffs We decry the ways government attempts to intervene in social matters diminish our freedom. We should feel the same way about tariffs.
Unique Barometer 1 Stock Is Signaling an Enormous Opportunity Right Now A trade war has the potential to wreck not only the U.S. economy, but global markets as well. And today, I want to give you another way to keep tabs on any possible developments.
Investing IS Saving - Savings are defined as the amount left over when the cost of a person's consumption expenditure is subtracted from the amount of disposable income they earn in a given period. Ergo, if you consistently spend less than you earn, the balance in your checking account will go up. Connecting the Dots Creates an Ominous Picture
by Ted Bauman April 30, 2018 Investing
“Connect the dots” is essentially the game that we financial writers play. Our job is to generate a picture from seemingly unconnected data points.
Striking Correlation Ratio of Household Net Worth to Disposable Income Signals Recession
by Chad Shoop March 23, 2018 Trading Strategies
There has been a striking correlation over the past two recessions. And with this ratio at an all-time high, another peak is imminent, signaling a recession is near.

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