If you’re like many retirees, you can’t afford to wait for the federal government to fix Social Security. You need help with your retirement now.
Part of the American dream has always been the ideal of a carefree retirement. But unless you plan carefully, you could easily run out of money.
Imagine if a chronic illness were to beset you or a loved one. If this happened, how do you pay for these extremely expensive long-term care services?
Only a third of millennials ages 26 to 37 have a retirement account. But it’s not too late to convince young people to start saving for retirement now.
Interest on a reverse mortgage accrues over time. Interest rates on a reverse mortgage loan can be either fixed or variable.
Americans has come to believe that the 401(k) is going to help them enjoy a golden retirement, but it’s falling short for far too many people.
While 2% here and 3% there might not sound so bad, it can make the difference between your retirement nest egg running out in 20 years or 30 years…
There are big market forces at work that threaten your retirement. It may be nothing personal … but it’s still gonna hurt if you don’t adjust accordingly.
The last thing you want as you enter your “golden years” is having to worry about getting your retirement savings or even Social Security benefits to stretch.
Americans aren’t the best savers, and that can have a big impact on those years late in life when sources of steady income are harder to come by.
A recent study found that most American retirement savers let the system decide for them how much to save based on the tax rules and their employers’ whims.
Long-term-care insurance premiums have skyrocketed in recent years. Fortunately, there are strategies you can adopt to cope with rising insurance costs.
Pension investment returns of 7% to 8% might have seemed perfectly reasonable 20 years ago. But that’s not the case now. In fact, a pension a disaster is just around the corner.