To millennials who are working their first full-time job, retirement feels like a long way off. But it’s never too early to start saving.
Category: Retirement
Almost as soon as we start working, we also start dreaming of retirement. But achieving retirement goals demand careful planning, regimented saving and insightful investment. Building a retirement nest egg can come through saving using a 401(k), traditional IRA, Roth IRA, self-directed IRA or other another investment vehicle that is tax friendly so that you can growth your wealth at an accelerated rate. Retirement growth can come from investing in stocks, bonds, commodities, currencies, real estate and even rare tangible assets such as rare coins, art, stamps and books. To get the knowledge you need to plan for your retirement, read the articles on retirement by our experts.
How Does a Reverse Mortgage Work?
Interest on a reverse mortgage accrues over time. Interest rates on a reverse mortgage loan can be either fixed or variable.
Cash-Balance Plans Are a Good Alternative to a 401(K)
Americans has come to believe that the 401(k) is going to help them enjoy a golden retirement, but it’s falling short for far too many people.
This 1 Form Keeps the IRS’ Hands Off Your Heirs’ Money
You didn’t work your whole life to provide for the spendthrifts in Washington … so don’t let them take more from your true heirs than they should.
Your Retirement Account Isn’t as Safe as You Think
Unlike credit card and checking account transactions, there are no regulations protecting you from retirement account hacking.
Don’t Let Unnecessary Fees Devour Your Nest Egg
While 2% here and 3% there might not sound so bad, it can make the difference between your retirement nest egg running out in 20 years or 30 years…
It’s Not Too Late to Plan Your Retirement
I’ve got three steps you can take right now to get your retirement moving in the right direction.
Government ‘Help’ Could Cost You Big in Retirement
The government made the fiduciary rule to help investors lower the costs of investing. It’s safe to say Wall Street can’t wait for the rule to fully take effect.
Someone Else’s Health Care Could Ruin Your Retirement
There are big market forces at work that threaten your retirement. It may be nothing personal … but it’s still gonna hurt if you don’t adjust accordingly.
There’s Still Time to Save Your Retirement
The last thing you want as you enter your “golden years” is having to worry about getting your retirement savings or even Social Security benefits to stretch.
Forget Social Security. Start a Kiddie Roth
If you’re at or near retirement, you’ll almost certainly get the Social Security benefits you’re due under federal law. But what about your grandkids?
3 Tips to Save Your Retirement
Americans aren’t the best savers, and that can have a big impact on those years late in life when sources of steady income are harder to come by.
The Thinking Person’s Retirement Choice
A recent study found that most American retirement savers let the system decide for them how much to save based on the tax rules and their employers’ whims.
How to Game the System
As I listened to this couple gush about their retirement plans, it occurred to me that they had gamed the system.