Part of the American dream has always been the ideal of a carefree retirement. But unless you plan carefully, you could easily run out of money.
Category: Retirement
Almost as soon as we start working, we also start dreaming of retirement. But achieving retirement goals demand careful planning, regimented saving and insightful investment. Building a retirement nest egg can come through saving using a 401(k), traditional IRA, Roth IRA, self-directed IRA or other another investment vehicle that is tax friendly so that you can growth your wealth at an accelerated rate. Retirement growth can come from investing in stocks, bonds, commodities, currencies, real estate and even rare tangible assets such as rare coins, art, stamps and books. To get the knowledge you need to plan for your retirement, read the articles on retirement by our experts.
Student Loan Debt Is Crippling Seniors Too
You shouldn’t have to work well into your golden years because student loans deny you the retirement you deserve. But many seniors have no choice.
5 Ways to Pay for Long-Term Care Costs
Imagine if a chronic illness were to beset you or a loved one. If this happened, how do you pay for these extremely expensive long-term care services?
We Can Solve the Millennial Retirement Crisis
Only a third of millennials ages 26 to 37 have a retirement account. But it’s not too late to convince young people to start saving for retirement now.
Millennials Face a Looming Retirement Crisis
To millennials who are working their first full-time job, retirement feels like a long way off. But it’s never too early to start saving.
How Does a Reverse Mortgage Work?
Interest on a reverse mortgage accrues over time. Interest rates on a reverse mortgage loan can be either fixed or variable.
Cash-Balance Plans Are a Good Alternative to a 401(K)
Americans has come to believe that the 401(k) is going to help them enjoy a golden retirement, but it’s falling short for far too many people.
This 1 Form Keeps the IRS’ Hands Off Your Heirs’ Money
You didn’t work your whole life to provide for the spendthrifts in Washington … so don’t let them take more from your true heirs than they should.
Don’t Let Unnecessary Fees Devour Your Nest Egg
While 2% here and 3% there might not sound so bad, it can make the difference between your retirement nest egg running out in 20 years or 30 years…
It’s Not Too Late to Plan Your Retirement
I’ve got three steps you can take right now to get your retirement moving in the right direction.
Government ‘Help’ Could Cost You Big in Retirement
The government made the fiduciary rule to help investors lower the costs of investing. It’s safe to say Wall Street can’t wait for the rule to fully take effect.
Someone Else’s Health Care Could Ruin Your Retirement
There are big market forces at work that threaten your retirement. It may be nothing personal … but it’s still gonna hurt if you don’t adjust accordingly.
There’s Still Time to Save Your Retirement
The last thing you want as you enter your “golden years” is having to worry about getting your retirement savings or even Social Security benefits to stretch.
Forget Social Security. Start a Kiddie Roth
If you’re at or near retirement, you’ll almost certainly get the Social Security benefits you’re due under federal law. But what about your grandkids?
3 Tips to Save Your Retirement
Americans aren’t the best savers, and that can have a big impact on those years late in life when sources of steady income are harder to come by.
The Thinking Person’s Retirement Choice
A recent study found that most American retirement savers let the system decide for them how much to save based on the tax rules and their employers’ whims.
Don’t Fall Short at Retirement
Will you be able to retire? If you fear that the answer to that question is “no,” then you’re far from alone. But you still have a chance to change that answer to a firm “yes”…
Prepare for the Real Costs of Long-Term Health Care
Long-term-care insurance premiums have skyrocketed in recent years. Fortunately, there are strategies you can adopt to cope with rising insurance costs.
The Pension Red Alert
Pension investment returns of 7% to 8% might have seemed perfectly reasonable 20 years ago. But that’s not the case now. In fact, a pension a disaster is just around the corner.
No Security in Social Security
Social Security is a train wreck. But even if you have planned well for Social Security’s failure, there’s an investment strategy that will help shore up your retirement funds. And who couldn’t use a few hundred dollars extra a month?
The Flaw in Social Security
Minimum-wage workers are rallying for a higher wage, which Congress is agreeing to raise. Social Security recipients, however, aren’t so lucky…