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![The January Effect A Resolution Worth Keeping](https://banyanhill.com/wp-content/uploads/2016/12/The-January-Effect-A-Resolution-Worth-Keeping.jpg)
December 30, 2016 Investment Opportunities
It’s time again to make market predictions. But, like New Year’s resolutions, few predictions pan out. So let’s take it month to month, starting with the January Effect.![The Battle for Bonds](https://banyanhill.com/wp-content/uploads/2016/12/The-Battle-for-Bonds.jpg)
December 28, 2016 U.S. Economy
Stocks have reached stupid valuations, and bonds are under assault from Fed rate hikes. So, here we are, at a point in history when down is far more likely for each than up.![Farming the Internet of Things (IoT)](https://banyanhill.com/wp-content/uploads/2016/12/Farming-the-Internet-of-Things-IoT.jpg)
December 27, 2016 Investment Opportunities
Few industries are better suited for the IoT than agriculture. The soil data alone can be invaluable. Not surprisingly, big agriculture companies smell opportunity in the wind.![When Quality of Life Collapses on Society](https://banyanhill.com/wp-content/uploads/2016/12/When-Quality-of-Life-Collapses-on-Society.jpg)
December 26, 2016 Offshore Living
Quality of life isn’t fixed in stone. Damaged societies can reform themselves. Thriving societies can fall apart. The question to ask is this: In which direction is your society heading?![Privacy Invasion Stop the Santa Lie](https://banyanhill.com/wp-content/uploads/2016/12/Privacy-Invasion-Stop-the-Santa-Lie.jpg)
December 24, 2016 Privacy Invasion
Privacy is a lie. We’ve been fed this idea since childhood. Santa is watching. Knows if you’ve been bad or good, and offers rewards for this violation. It’s time to draw a line.