One theory from the ‘60s tries to explain how and why new ideas and technologies spread and go mainstream.

The theory categorizes adopters into five groups:

  • Innovators.
  • Early adopters.
  • Early majority.
  • Late majority.
  • Laggards.

Somewhere between early adopters and the early majority, an idea reaches critical mass.

It’s at this point that the innovation goes from niche appeal to mass adoption.

I believe we’re nearing this critical mass when it comes to cryptos.

It might be hard to spot this trend if you just look at the individual-level adoption of cryptos.

But if we take a look at the moves at the institutional level, it becomes very clear.

The Institutional Landscape for Crypto Is Changing

The best way to see what’s happening with cryptos at the institutional level is to look at the concerns of regulators.

Recently the U.S. banking regulator, the FDIC, sent out a letter to all the banks under its purview.

The letter stated that banks need to report their crypto activities to the regulator.

The FDIC says this is part of mitigating risks posed by the “rapid introduction of … digital asset products into the financial system.”

So why is the FDIC so keen on getting involved at this point? Just look at what the major institutions have been up to.

Crypto custody firm Fireblocks recently formed a partnership with banking technology provider FIS.

Their goal is to bring large-scale crypto investing and decentralized finance applications to FIS’s 6,400 clients. This includes banks, hedge funds, asset managers and brokers.

Another regulator that recently published a warning “to exercise extreme caution” is the U.S. Department of Labor.

This was aimed at fiduciaries of employer-sponsored retirement plans.

The warning came after plan providers conducted surveys of their members.

The surveys showed that there’s a growing interest in adding cryptos to 401(k) plans.

Don’t Miss Out on the Opportunity to Get in on the Ground Floor

Institutions like your local bank and your retirement plan provider are getting involved.

That means cryptos are becoming more accessible than ever.

Soon the average person won’t need to know how to go onto a crypto exchange to gain exposure to the asset class.

Banks and other institutions will do all the heavy lifting for you.

While this is good news, it also means that we’re nearing mass adoption of cryptos.

Going back to the theory about adopters, there’s no prize for being part of the late majority or laggards.

The best time to get involved in cryptos is now. And one of the best ways to get involved is through the “Next Gen Coin.”

Just take a look at this chart of the number of unique digital addresses holding the Next Gen Coin.

The current count is over 190 million.

The Number of People Who Own the Next Gen Coin Is Rapidly Rising

Over 190 Million People Now Own the Next Gen Coin

(Source: YCharts.)

This chart has plenty of room to run … but not for long.

Click here to learn more about the Next Gen Coin.



Andrew Prince

Research Analyst, Strategic Fortunes

Morning Movers

From open till noon Eastern time.

Digital World Acquisition Corp. (Nasdaq: DWAC) is the SPAC that is taking former President Donald Trump-backed social media platform Truth Social public. The stock jumped 13% today thanks to a tweet from Tesla CEO Elon Musk highlighting that Truth Social is currently the No. 1 app in Apple’s App Store.


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Zentalis Pharmaceuticals Inc. (Nasdaq: ZNTL) discovers and develops small molecule therapeutics for the treatment of various cancers. The stock is up 11% this morning after getting a $25 million equity investment from pharmaceutical giant Pfizer.


Mattel Inc. (Nasdaq: MAT) is a children’s entertainment company that designs and produces toys and consumer products. It is up 11% today on the news that the company has held talks with private equity firms Apollo Global Management and L Catterton about a potential buyout.


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Alpha Metallurgical Resources Inc. (NYSE: AMR) produces, processes and sells metallurgical and thermal coal. It is one of the coal stocks that is up 11%, continuing its momentum from Tuesday when rising coal prices bumped up stocks in the entire sector.


Repligen Corp. (Nasdaq: RGEN) develops and commercializes bioprocessing technologies and systems for use in biological drug manufacturing. The stock is up 10% after reporting great results for the first quarter and hiking up its guidance for the year as it anticipates COVID-19 conditions to fade.


Chindata Group Holdings Ltd. (Nasdaq: CD) provides hyper-scale data center solutions in China, India and Southeast Asia. It is one of the Chinese stocks that is up 10% today as part of a bounce-back following President Xi Jinping’s commitment to boost infrastructure construction in a bid to revive the Chinese economy.